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Make Money Online: Paying sites and apps for making cash

Details: Swagbucks* is a fun survey site that pays you for completing short online tasks in virtual cash – you can then exchange this for real money, PayPal credits or gift cards to spend at Amazon, M&S and more.The site's huge in America, and here in the UK many MSE forumites are dedicated users. We've blagged a boosted bonus for newbies. Earn £10 of points in 30 days and …

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How to stop spending money: Tips and tools to help you cut

Details: How to stick within your means. Be clinical when assessing yourself. Work out your priorities. 21 top tips to stop you spending. Get FREE sofas, baby clothes & more on Freecycle. Stash your shrapnel to save. Take the 'No-Spend Day' challenge. Easy …

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Budget Planner: how to manage your money

Details: The problem with most budgets is they don't work! While they look at a typical month's spending – what about birthdays and other one-offs? This guide gives you some helpful tips and tricks and includes a free budget planner, which analyses your finances to …

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Free internet calls: how to make free calls online

Details: VYKE. Another popular VoIP provider is Vyke. Like others here, it has a free smartphone app, which you can use to make cheap calls to landlines or mobiles over Wi-fi, or using your mobile 3G/4G connection. Vyke works by transferring you to a network provider first (ie, …

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Teletext Holidays to pay out £7m in outstanding refunds

Details: Teletext Holidays and its sister company Alpharooms have agreed to refund £7 million to thousands of customers still waiting to get their money back after their package holidays were cancelled due to the coronavirus crisis. Here's how to make a claim.

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club lloyds- how to login for "lifestyle benefits

Details: The username is the sort code followed by the account number. The password will be sent to you by email. 0. 8 October 2014 at 12:34PM. PAULBISHOP1 Forumite. 3 Posts. 8 October 2014 at 12:34PM. Just bear this in mind Lloyds offer an account (new club account) that claims to pay interest, when it does not.

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how much is garden land worth

Details: The 1/3 gravel area £1625 = 2.8mx4.8m. The 2/3 grassed area £675 = 5.8mx4.8m. they say the gravelled area is more expensive because its adding £15000 to the value to my property. what is our options they say if we dont buy the land we have to return it to its original state.

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How to complain about the RAC

Details: Hi, I have an RAC policy, about a year ago, they wasted a day or 2 of my time with telling me to go to a garage, that they shouldn't have told me to use, didn't know who else to send me to, spent literally hours on the phone to different departments, sent a recovery truck that wasn't needed to me and generally messed up because their call centre had no idea about their product.

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How to increase Android and iPhone storage

Details: On Android, open Settings and tap Apps & notifications > See all XYZ apps > [app name] > Storage & cache > Clear cache to clear an app's cache – you'll be able to see how much space the app's cache is using beneath this. Doing this won't wipe any …

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9 ways to turn unwanted clothes into cash

Details: Many are looking for ways to put more cash in their coffers at the moment, and one option could be to flog your unwanted clobber. Clearing out your wardrobe is a great jumping-off point for a spring declutter – and it's likely you've £100s of untapped reserves hanging up forgotten on your wardrobe rails.

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Boost your income: 60+ ways to make extra money

Details: Cashback credit cards pay you back a proportion of what you spend each time you use them. Set up a direct debit to pay the card off in full each month, so there's no interest to pay, and you can earn £100s/year. Just use the card for all your normal spending. …

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How to try to beat the Ryanair refund trap – with

Details: Step 1: Try to contact Ryanair – live chat may be best. When passengers who had specifically asked for refunds from Ryanair were sent vouchers instead last week, they were told to contact Ryanair if they would like a refund instead – which may have been a deja vu moment for many.

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How to invest 300k — MoneySavingExpert Forum

Details: How to invest 300k. It looks as though we are going to go down the route of holding the money in a bare trust so as to protect me from future care costs in the future. Holding the money in trust will also mean me not having an ISA as my understanding is these cannot be held through trusts.

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Best place to save money: Your options

Details: Anyone aged 18 to 39 can open a Lifetime ISA (LISA) and save up to £4,000/tax year into it, as a lump sum or by putting cash in when they can. Then the state adds a 25% bonus on top. So save £1,000 and you'll have £1,250 and save the full £4,000 and you'll have £5,000.

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Teachers pension (career average)

Details: Teachers pension (career average) - how best to retire early. My partner is in the Career Average (post 2015) Teachers Pension Scheme, currently accruing at 1/57th per year at the default, contributing 8.6% of earnings (going up to 9.6% in september due to a pay rise, will still be a basic rate taxpayer). We are both in our late 20's.

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How to pay voluntary National Insurance contributions

Details: Hi All, I've got a few gap years in NI contributions but one year that only needs a little top up to fill completely so I thought I would get it done now, …

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Investing in stocks for beginners: how to get started

Details: A share is a small unit of the value of a company. A share is simply a divided-up unit of the value of a company. For example, if a company is worth £100 million, and there are 50 million shares, each share is worth £2 (usually listed as 200p). Those shares can, and …

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How to actually pay voluntary Class 3 National Insurance

Details: I would be grateful if someone could explain the actual mechanics of paying for voluntary Class 3 NICs to make up a shortfall in National Insurance contributions over the years. Some hours of wrestling with the GOV.UK website has not revealed any online method of paying for some or all of the deficient years. To pay using Faster Transfer I see from this page:

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Martin Lewis: Working from home due to coronavirus, even

Details: If your employer requires you to work from home, you've always been able to claim for increased costs, eg, heat or electricity, for the specific time at home. Yet during the 2020 lockdown, HM Revenue & Customs (HMRC) launched a 'microservice' which, even if you only needed to work from home for a day, allowed you to get a WHOLE year's tax relief.

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State pension 2021/22: How much am I entitled to

Details: For 2021/22 these minimums are: For employees: £120/week, £520/month, £6,240/year. For the self-employed: £125/week, £542/month, £6,515/year. In past years, the amount was of course lower, but it has always been in relation to average salaries. So only those on very low wages may have missed out.

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Premium Bonds: are they worth it

Details: Premium Bond prizes are tax-free, but so is savings interest for 95% of people. Yet if you're one of those who earns more interest than your personal savings allowance, then if you've a decent amount in bonds, they'll usually be the clear winner (especially as cash ISA rates are poor). Those who are lucky.

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Student Loan Calculator: How Much Will You Repay

Details: It’s impossible to tell you exactly how much your student loan will cost – as it mostly depends on what you’ll earn. Instead we’ve designed this tool to show you the impact that changing factors like earnings and inflation will have – which could help you figure out the scale of your

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How to improve your credit score

Details: Our unique affordability score. This clever tool will help you work out how much you can afford to borrow, using calculations based on your income and estimated spending. Our unique Credit Hit Rate – this will show you your chances of success, expressed as a percentage, of grabbing our top cards and loans.

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How you can get FREE results on 192.com

Details: Now we have to discover the second half of the postcode, we do this in a similar way. Put S80 in the LOCATION field and then try additional entries starting with 'S80 0' through to 'S80 9' until you find the match. In this case it's '4' which is the second key and 192 completes the rest of …

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How to not "Look after my bills" — MoneySavingExpert Forum

Details: I signed up to Look after my bills to try and save some money on my electricity and gas but also to save the need for me to have to do it each year and keep things easy.However, easy it has not been! I filled in all the usual details, including the estimated usage in kWH for both gas and electricity. Previously I was paying about £90 a month and was just coming to the end of a 1-year fixed

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How to stop cats fouling the garden — MoneySavingExpert Forum

Details: 1. Clear the area, if they are weeing, did up the turf and put it on the garden or somewhere you don't mind them going (they follow the scent). Net off the area so they can't return while you sow some new seed. 2. The Electonic bleepers that only cats hear, we …

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How to stop being guarantor for a tenancy

Details: I signed up as a guarantor (and paid what I believed was a deposit) on a house (for someone I classed as family) a couple of years ago. When I re-signed (after the initial 6 months) I was only given the last two pages of the tenancy agreement to sign and I was told that nothing had changed other than I was led to believe that I was signing for 12 months.

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Marriage tax allowance: how does it work and how to apply

Details: The marriage tax allowance allows you to transfer £1,260 of your personal allowance (the amount you can earn tax-free each tax year) to your spouse or civil partner if they earn more than you. If your claim is successful, it will lower the higher earner's tax bill for the tax …

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Martin Lewis: 'How to get £200's worth of Nectar points

Details: And then the 'trickier trick' – how to get a free £184 points via a credit card. The meatier and tougher part of the "Nectar gold rush" is the one Martin explains in the video above on how you can get a free £184 to spend at Sainsbury's, by getting the Amex Rewards Gold Card.. He said: "If you're accepted for that and you spend £3,000 in three months you get 23,000 Amex rewards points

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Revealed: £1m stuck in Dart Charge accounts closed due to

Details: We were first alerted to the issue by MoneySaver Richard Riley (pictured right). Richard, who's 49, from Cambridgeshire and works in special needs education, was shocked when he was told he faced a £35 fine for crossing the Dartford Bridge last August, despite having a Dart Charge account (though the fine was later dropped as Richard paid the £2.50 crossing fee within the 14-day grace …

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Continuous payment authority: manage recurring payments

Details: Recurring payments (also called continuous payment authorities – CPAs) feel like direct debits but aren't. They allow companies such as payday lenders and porn websites to take money whenever they think they're owed. This guide tells you when you can cancel, how to do it and what happens if the cancellation goes wrong. In this guide.

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How to stop housemartins nesting below roof

Details: Just wondered if anyone had any idea how to prevent housemartins nesting on your buliding. They built one last year just below our roof right above where we have our bench to sit out on (the only place we can put it), and the droppings were awful.

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How to negotiate rent price

Details: If the rent is £1,000 per month then £5,000 will be put into a savings account for 5 months, £4k for 4 months, £3k for 3 months, £2k for 2 months and £1k for 1 month. The expected interest to be earned on that amount at 2.4% after tax assuming landlord pays …

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Free uniform tax refund: reclaim £100s

Details: The standard flat-rate expense allowance for uniform maintenance is £60. By claiming a uniform tax refund, you'll get back the amount of tax you would otherwise have paid on that £60. So if you're a basic-rate taxpayer, you'll get 20% of £60 as a rebate – which is …

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Cheap hotels: compare hotel rooms & find bargains

Details: Check TripAdvisor. While hotel booking sites often include reviews, it's always worth checking independent sites too. A worldwide institution, TripAdvisor*, lists detailed reviews and customer ratings for hotels by past guests. You can filter reviews by rating, time of year and traveller type (eg, families, couples), to find the ones most relevant to you.

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How long do banks keep information

Details: Statute of limitation is 6 years; banks tend to keep information for 7 years (6+1) to allow for the close of accounting years. Sometimes banks will keep information for 6 or 7 years after the termination of a relationship. There is no guarantee it will be on microfiche. Most of the legislation in Archi's link won't necessarily apply to a UK bank.

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How to get rid of rats without endangering the hedgehog

Details: Rats tend to run along boundary edges, never across open areas, so set a couple of traps along the fence/hedge. Plenty of info & videos on the Solway website, no connection to the business, just a happy customer. Put traps in a small tunnel with sticks across the …

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Regular savings accounts 2021: 3.04% from RBS/NatWest

Details: With these accounts, which are linked to providers' other products, it's very much a case of "go for the one (s) you can get". The joint top payers are NatWest and RBS, both offering 3.04%, though you need to hold a current account with them to be eligible and you can only save a maximum of £50 per month.

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Halifax Cash Deposit Machine

Details: More likely to be 100 notes max, no need to face the same way or in separate denominations, the machine will sort them when counting. No clips, staples or rubber bands of course. Any notes too folded or unacceptable condition, duds etc, will be returned. Don't know about the Halifax ones, but the ones at Lloyds are max 50 notes.

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Help to Buy Equity Loans

Details: What the equity loan is doing is essentially 'topping up' your deposit – the aim being to give you access to cheaper mortgage rates. This is how the numbers work in brief: You put up at least a 5% deposit. You borrow up to 20% of the value of the property (40% in London) you intend to buy – this is the equity loan.

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Stamp Duty Calculator 2021: How much & when to pay it

Details: Stamp duty holiday in Wales extended until end of June. In July 2020, the threshold at which you start paying land transaction tax in Wales was temporarily increased to £250,000. This stamp duty holiday was set to end on 31 March 2021, but it's now set to end on 30 June 2021. Until 30 June.

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Facebook Selling Tips: How to Sell on Facebook Marketplace

Details: Facebook selling's major, erm, selling point is its sheer convenience. Facebook is free to join and there are no fees for selling either, so it's very low-risk – and because so many of us use the social network anyway for keeping up with friends and family, it's easy to get to grips with.

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