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Investing in Stocks: How to Start for Beginners

Details: Investing is a way to set aside money while you are busy with life and have that money work for you so that you can fully reap the rewards of your labor in the future.

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7 Steps to Selling Your Small Business

Details: Selling a small business is a complex venture that involves several considerations. It can require that you enlist a broker, accountant, and/or an attorney as …

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How to Open a Roth IRA

Details: David Kindness is an accounting, tax and finance expert. He has helped individuals and companies worth tens of millions to achieve greater financial success.

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How Can I Invest in Gold

Details: Several ways exist to invest in gold: buying the metal itself, buying gold funds, or buying gold options. Investing in gold bullion for individuals takes the form of gold bars or coins.

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W-4 Form: How to Fill It Out in 2021

Details: W-4 Multiple Jobs Worksheet. When filling out the Multiple Jobs Worksheet, the first thing you will need to differentiate is whether you have two jobs (including both you and your spouse), or

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How to Purchase Physical Gold Bars

Details: Goldbrick Shares: Stock in a company that appears to be worth more than it really is. It bears the surface front of quality and worth, but is in fact worth very little. This term can be compared

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How to Draw Fibonacci Levels

Details: Place a Fibonacci grid from low to high in an uptrend and high to low in a downtrend. Set the grid to display the .382, .50, .618, and .786 retracement levels. The first three ratios act as

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How to Buy Treasury Bonds and Bills

Details: There are several ways to buy Treasuries.For many people, TreasuryDirect is a good option. However, retirement savers and investors who already have …

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How the Updated Employee Retention Credit Works and How to

Details: The updated Employee Retention Credit (ERC) provides a refundable credit of up to $5,000 for each full-time equivalent employee you retained from March 13, 2020, to Dec. 31, 2020, and up to

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How to Calculate Return on Investment (ROI) & Formula

Details: Time-Period Basis: An implication surrounding the use of time-series data in which the final statistical conclusion can change based on to the starting or ending dates of the sample data. The

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Renters: How to Get COVID-19 Rent Relief

Details: Direct Payments. Recovery benefits of $1,200 per adult individual ($2,400 for couples filing jointly) and $500 for each child age 16 and under were automatically sent after April 2020. To receive

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How to Evaluate Stock Performance

Details: Looking at the change in a stock's price by itself is a naive way to evaluate the performance of a stock. Everything is relative, and so that return must …

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How to Get Coronavirus Mortgage Relief

Details: Updated May 31, 2021. The Coronavirus, Aid, Relief, and Economic Security Act (CARES Act) directed lenders holding federally-backed mortgages to suspend borrowers' payments for up to a maximum of

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Third-Round Paycheck Protection Program (PPP)

Details: A third round of Paycheck Protection Program (PPP) loans was authorized by the passage of H.R. 133: Consolidated Appropriations Act, 2021 into law on Dec. 27, 2020. First-Draw PPP loans were

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How to Become an Uber Driver: A Step by Step Guide

Details: Becoming a personal driver with Uber is a popular way to make extra money. Here's a guide on what you need to know before you become an Uber driver.

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Best Stock-Picking Advice for New Investors

Details: Tom Catalano holds the coveted CFP® designation from The Certified Financial Planner Board of Standards in Washington, DC, and is a Registered Investment Adviser with the state of South Carolina.

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How to Make a 401(k) Hardship Withdrawal

Details: A hardship withdrawal from a 401 (k) retirement account can help you come up with much-needed funds in a pinch. Unlike a 401 (k) loan, the funds to do not need to be repaid. But you must pay taxes

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How to Convert to a Roth IRA: Rollover Rules

Details: A Roth IRA rollover transfers money from a traditional IRA into a Roth. There are lots of good reasons to make the switch, but watch out for the taxes.

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Tracking Upcoming Initial Public Offerings (IPOs)

Details: Doretha is a corporate IT executive and professor for 34 years. She advises on debt, credit repair, government mortgage funding and down payment assistance and tax savings on properties in HUD

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Which COVID-19 Loans Are Forgivable and How to Get Your

Details: Some small business loans related to the coronavirus crisis are partially or fully forgivable if you follow the right steps. Here's how to get your loan forgiven the right way.

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6 Ways to Invest in Foreign & International Stocks

Details: Prableen Bajpai is the founder of FinFix and Analytics Private Limited. She has 10+ years of experience as a finance, cryptocurrency, and trading strategy expert. Gordon Scott has been an active

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Early 401(k) Withdrawals: How to Avoid Penalties

Details: Troy Segal is an editor and writer. She has 20+ years of experience covering personal finance, wealth management, and business news. A 401(k) plan is an employer-sponsored retirement savings plan

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How to Get a Real Estate License in New York (NY)

Details: New York real estate agents are among the highest paid in the nation, making an average annual salary of $87,938. First, you’ll need to get the appropriate license as either an agent or a broker.

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How to Calculate Foreign Exchange Rates

Details: An exchange rate is how much it costs to exchange one currency for another. Exchange rates fluctuate constantly throughout the week as currencies are actively traded. This pushes the price up and

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How to Pay Your Property Tax Bill

Details: Property taxes are based on the assessed value of the property and the local tax rate. Find out how property taxes work and how to pay your property tax bill.

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How to Log Mileage for Taxes in 8 Easy Steps

Details: 5. Maintain Record of Receipts (if Needed) If you choose the actual expense deduction, the mileage log isn't needed. Instead, keep copies of relevant receipts and documentation. Each document must

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How Do I Calculate How Much Home Equity I Have

Details: You can also divide home equity by the market value to determine your home equity percentage. In this case, the home equity percentage is 22% ($55,000 ÷ $250,000 = .22). Now, let's suppose that

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How to Sell a Car With a Lien

Details: The easiest way to sell a vehicle with a lien is to conduct the sale at an auto dealership, particularly if the car is going to be a trade-in. Dealers work directly with the lien holder listed on

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How to Use a Credit Card

Details: How to Use a Credit Card. Credit cards are easy to use. If you go into a store, for instance, you may be prompted to insert your card in a chip reader or swipe it at the checkout. You can also add

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How do I calculate compound interest using Excel

Details: Or let's say, $100 is the principal of a loan, and the compound interest rate is 10%. After one year you have $100 in principal and $10 in interest, for a total base of $110.

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How Is Social Security Tax Calculated

Details: The Social Security tax rate for both employees and employers is 6.2% of employee compensation (for a total of 12.4%). The Social Security tax rate for …

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How to Get a Real Estate License in Texas (TX)

Details: Becoming a real estate professional in Texas takes both time and money. When it’s all said and done, an aspiring agent will spend around $600 to $700 to …

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How Does Bitcoin Mining Work

Details: Bitcoin mining is the process by which new bitcoins are entered into circulation, but it is also a critical component of the maintenance and development of the blockchain ledger.

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How to Roll Over a 401(k) to a New Employer

Details: For example, you request a full distribution from your 401 (k), which has a balance of $55,000. Using a direct rollover, $55,000 transfers from your plan at your old job to the one at your new job

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How Much Does It Cost to Charge an Electric Car

Details: Kat Tretina is is an expert on student loans who started her career paying off her $35,000 student loans years ahead of schedule. Her work has been published by …

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